Legal

Terms & Conditions

Last updated: April 2026

1. The Refindoz Program

REFINDOZ operates an introducer program for capital-market platforms, including but not limited to Pepins.com and FundedByMe.com. Approved partners receive a unique referral code and earn commission on qualifying transactions originated through that code.

2. Commission

The standard commission is 50% of net platform revenue received, excluding VAT and applicable taxes. Commission is approved upon receipt of customer payment and paid monthly to the bank details on file.

3. Eligibility

Partner participation is by approval only. REFINDOZ may decline or terminate participation at its sole discretion, including in cases of fraud, misrepresentation, or breach of these terms.

4. Payments & Taxes

Partners are responsible for declaring commission income and paying applicable taxes in their jurisdiction. Where a VAT number is provided, invoicing requirements may apply.

5. Confidentiality

Codes are personal and may not be transferred. Misuse — including self-referral or coordinated fee evasion — voids commissions and may result in account termination.

6. Changes

These terms may be updated. Material changes will be communicated by email at least 30 days in advance.